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"2017-08-21 16:00:11"
If Student Loans Were Honest - Honest Ads (College Debt)
\\of homepage you've been told your whole life that it's the next logical and natural step after high school and you've also been told that it is prohibitively college is one of the biggest investments of your lifetime swift deserves your careful consideration and strategy what you decide now will have a tremendous impact on your few so think about it who are you can just trust that I have your best interests in mind hi I'm some here at Horton's student loans will help you with the funding you need for your college is largely arbitrary price tag without worrying you with interest or credit ratings so you can focus on the important things like making sure you don't have any classes before 11:00 AM and at your dorm room is decorated in a way that will end pressure high school self and embarrass your future real self people hate them in 5 years it's tasteful you don't know anything about anything fair one of the classes you could and should take will be economics which will surely teach you an intricate detail about how you've been screwed here lots of stuff about inflation adjusted pay increases but it'll only make sense in the abstract sense because we've carefully designed the modern college experience to insulate you from real financial responsibility as much as possible everything about college is designed to trick you into thinking you're an adult one really it's closer to adult training wheels or to put it more bluntly both to keep children safe you're one student loan which you won't have to start paying or even look at until you graduate covers your housing in most of your groceries you will need to learn how to budget for these fundamental human necessities until you graduate can't get a job and your parents start charging you for both now when I leave college I have a high paying job I mean that's what you're paying for when you go to school you're buying a degree that makes you qualified for a good job well that's what I've certainly convinced you is true in reality the national student loan debt is at 1.$2000000000000 which translates to a whole lot of fancy graduates who don't have jobs that could actually pay back the loans we forced them to take out but it's possible I mean both of my parents went to college and they're not in debt anymore don't bother asking them for advice when they were in college they could pay for it with a summer job that I'd only be possible today if your summer job was being you know on musk the new reality is that it's almost impossible to make student debt disappear even if you go bankrupt I still don't know how I managed to pull that one off can I eat are there of loan companies that are better that I can choose from who know the government decides what companies you borrow from and then your debt can actually be sold multiple times to different organizations be under control and they can do whatever they want with your dad Hank I just bought your debt and I'm gifting you the opportunity to put off paying for 6 whole months as a side effect will be paying for literally 50 years but Hey time is money right I wouldn't know I didn't go to college seems expensive my dad gave me this job by course it's not like this money is wasted it goes right into the school's endowment which is used to pay for things like tuition assistance and fellowships but mostly to play the stock market in 2014 Yale's 26 $0 endowment made almost 500000000 in hedge funds and put just under 200000000 that that towards its actual students so your tuition dollars are making America's one percent rich even before you graduate Hey he you're not so unprepared for the real world after all Andy thanks for watching you'd like to subscribe to our channel hit the big city in the middle feel free to click the links to the right if you want to watch another cracked video and don't forget to hit that notification ballot the bottom to be notified when we put out another great video //



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